Análisis de la colocación de créditos directos de la Corporación Financiera Nacional, destinados a fortalecer la matriz productiva en la provincia de Loja en los años 2012, 2013, 2014.

Abstract

This research was executed to analyze the impact of the credit transaction impact of that National Financial Corporation has on the province of Loja. This credit is intended to potentiate the development and reinforcement of the productive matrix in this province, to implying the small, medium and large size enterprises which direct their economic activities to the processes of transforming raw material into finished products. All these contemplating the participation in the internal and external markets so that the income sources of the pr ovince increase. This research was framed in the recompilation, analysis and interpretation of historical data related to credit concessions provided by the National Financial Corporation in the province of Loja. Besides, it was based on a general study of each component present in the investigation; starting with the objective and essential part that constitutes the productive matrix as an impulse and reinforcement of the production. It was also based on the analysis of credit segmentation according to the applicable law. The National Financial Corporation is a public financial institution whose mission is framed in the strengthening of the province of Loja. One of the mayor hypothesis presented in this thesis was the analysis of project percentages compared with the approved ones and the generation of enterprises oriented to developing productive activities in relation with strategic and prioritized areas in the province, having important results that evidence the necessity to continue working in order to a chieve the creation of more industries that diversify, in a better way, the generation of economy in the province.