La reticencia como carga probatoria y su valoración en los procesos de indemnización de seguros de vida.

Abstract

Non-disclosure is one of the main legal hurdles beneficiaries face when attempting to obtain compensation under life or credit insurance policies. It involves the insured either withholding relevant information or providing inaccurate details about their health condition, facts that are essential at the time the policy is taken out. Based on this issue, this essay analyzes how non-disclosure is treated as a burden of proof in disputes arising from claims in this line of personal insurance under the General Organic Code of Civil Procedure, applying the principles of good faith and procedural fairness.