Diseño de Estrategia para la creación de una metodología de prevención de lavado de activos para instituciones financieras.

Abstract

Illicit activities, corruption, bribery, is a global problem and reality that generates large amounts of money, which when inserted into the formal economy of a country can generate reputational problems affecting the economic development of this. Ecuador ranks number 84 in risk in relation to money laundering indicators in the world out of a total of 141 countries, that is why it is important the need to contribute to society with the design of a laundering prevention methodology was born. of assets that will serve to identify the weaknesses that the financial institutions of Ecuador present. The asset laundering prevention design defines profiles that support the identification, measurement, control, and monitoring of the activities offered by financial institutions. To verify the veracity of the Money Laundering Prevention methodology in financial institutions, the application of the design to a medium-sized bank in Ecuador is considered, which was evaluated of the seven profiles, these being the managing shareholder, employee, client, supplier, correspondent, knowledge of the market, and the organizational culture for the prevention of money laundering, which evaluated compliance with the processes defined for each profile. Knowing the weakness of the financial institution in the prevention of money laundering, the improvement strategies are defined, thus providing recommendations in its processes to minimize the risks of money laundering in financial institutions in Ecuador.