El acta de mediación como mecanismo de aseguramiento de derechos por préstamo de dinero.

Abstract

The purpose of this research is to give citizens a more efficient way to insure their businesses, in this case, the loan of an amount of money, by an individual, with the intention of recovering the amount loaned plus the amount of money. collection of a percentage of legitimate interest agreed by the parties and that allows a mutual benefit for which the party that receives the loan receives it legitimately and with the assurance that it will not be charged improperly or the imposition of double payment of the agreed value, as well as for the party that delivers the money, who obtains a title of execution through which they can ensure that their money is protected under a legitimate document. The implementation of mediation centers in this type of business aims to bring a culture of peace closer to the most vulnerable sectors, in such a way that controversies that do not necessarily have to be dealt with in a chaotic justice system, taking into account the time and money that is spent on it, today has the possibility of being treated and solved through mediation. In reference to the unfortunate economic situation that Ecuadorians are experiencing due to the Covid-19 pandemic, it is necessary to implement various mechanisms that allow us to generate income in order to satisfy basic needs in respect of Sumak Kawsay.