Tasa de Interés para los créditos en el sector agrícola y su efecto en la generación de empleo en el Ecuador.

Abstract

This paper aims to analyze the variation in the interest rate applied to credits in the agricultural sector and its impact on the Ecuadorian labor market. One of the big problems in the study of this sector in the academic environment is little or little information we have about the impact generated by the high prices of production factors (financial capital) on the market. One of the factors of production relevant to the claims of expansion or growth of productive activity is the Capital. The price of money is known as the interest rate. This fee depends on the economic stability and legal certainty that projects a government when maintaining macroeconomic stability. One way to look macroeconomic stability, by reducing public spending by government, especially if it reaches high levels. A high deficit creates strong pressures on financial markets, which contribute to monetary expansion by the Central Bank to accommodate the financial requirements of the public sector, or a financial pinch the private sector, it must compete for available resources with the public sector. The developing economies; allocate resources according to the relative price. The importance of these relative prices and action to alter economic policy plays an important role in creating a competitive economy. Although the agricultural sector in Ecuador has not had the best credit conditions by the central government, this has not been an impediment to the sector, self-employment has improved production, which has generated employment, and high level income on farmers, as well as having driven the different sectors of economic activity and regional development.