El entorno de prueba regulatorio bajo la alianza público-privada basado en Sandboxes regulatorio.

Abstract

Through a new regulation that produces security and encourages financial innovation through interactivity, Sandboxes are new models that we had not seen before in Ecuadorian regulation on how the regulator and supervisors interact with the private sector industry, allowing a person with an innovative idea to carry it out. Analyzing the elements for the formation of public-private partnerships in the environment of these Sandboxes and the regulatory testing environment about the Fintech law of Ecuador, so that they can evolve to benefit not only the market participants themselves, but also the country's economy by attracting foreign investors. Conducting a study around Latin America to know the application of these public-private partnerships and different tools of the Sandbox regulatory testing environment, to make them applicable under the Fintech law of Ecuador. With the purpose of reforming Article 73.3 of the Ecuadorian Fintech Law and incorporating accelerators as part of the public-private partnership to transform financial services and the use of information technology in the country.