La incidencia del nivel de alfabetización financiera de los trabajadores informales de la ciudad de Guayaquil en sus ingresos económicos.

Abstract

The objective of this research work is to analyze the incidence of the level of financial literacy of informal workers in the city of Guayaquil with respect to the economic inputs generated in the city of Guayaquil. For this work, a Hypothetical - Deductive research methodology was used since it is a method that is an approximation to the truth in science, in order to establish the determinants of financial literacy and the incidence of income in informal sellers. . The review of the literature is developed from Neoclassical, Neo-Institutionalist, Economics of Education, Modernization, Globalization economic theories. As a main conclusion, it is determined that one of the variables that determine Financial Literacy was knowledge of interest rates, monthly income levels and close monitoring of personal finances. It can be seen that the variables were obtained through the survey provided by the OECD "OECD/INFE TOOLKIT FOR MEASURING FINANCIAL LITERACY AND FINANCIAL INCLUSION 2018".