Análisis de la rentabilidad de la banca privada frente al covid-19 y su incidencia en la estabilidad financiera en el Ecuador por el año 2020.

Abstract

The objective of this research is to analyze the profitability of private banking in times of pandemic that was caused for Covid-19, which has left several negative aspects at the country and global level, for that reason the governments around the world took measures to avoid contagion and these measures affected the economy. The objective of this research is to analyze the results reflected in the Financial Statements from a private financial institutions and the financial indicators were analyzed. The methodology applied in the following research is quantitative where certain variables that will provide a specific reality were reviewed, a cross-sectional research approach will be applied that will have a scope of descriptive and explanatory research applying the deductive method with a non-experimental design. The results of this investigation showed a decrease in the Net Profit Margin also on the asset turnover and there is a slight increase in leverage, with the results obtained it is concluded that the banking sector is a fundamental pillar that provides financial stability and contributes to the economic growth and development of the country.