Análisis del comportamiento de los partícipes para la obtención del Fondo complementario Fondo de Cesantía del Magisterio Ecuatoriano en la ciudad de Guayaquil durante el periodo 2020.

Abstract

The objective of this research work is to analyze the behavior of the participants to obtain the complementary Fund for the Ecuadorian Teaching Unemployment Fund in the city of Guayaquil during the period 2020. To meet this objective, a bibliographic and quantitative research is carried out with analytical method. In the bibliographic part, the Closed Complementary Pension Fund, the participants of these funds, marketing, unemployment and unemployment insurance, among other relevant aspects for the investigation, were analyzed. For the quantitative analysis, the research sample was non-probabilistic, that is, the survey was applied to the 1600 participants. Among the main conclusions, it was found that since May, when the FCME began its activities gradually, the service with the greatest demand was unsecured credit in the consumer line; The surveys identified the effective ways to establish contacts with clients and the factors that have affected the growth of this entity, these being the limited financial capacity to fulfill their obligations with the participants and the resources they have.